Sunday, February 20, 2011

Maximize Your Earning Potential !!!!!!!!!!!!

I posted here about earning more and I wanted to follow up to talk about maximizing your earning potential with these online earning sites.  At the end of the day it can get confusing but if you take the time to learn and understand the rules and offers on these sites you can really cash in for an extra minute or two of your time.  These ideas go beyond the basic search and win and shop for rebates uses of these sites. 
Here are some additional ways to earn that you may not have thought of:

At MyPoints you can earn 10 points for every coupon you print and redeem from page on the MyPoints site.  On top of that you can earn 25 bonus points for every 10 coupons you print and redeem from, SmartSource,com, or Cellfire. 

At Swagbucks you can also earn 10 swagbucks for every coupon you print and redeem from the page on the Swagbucks site. 

What you need to remember to maximize your earnings:
1) As you are reading through blogs and see coupons deals and match ups with printable links keep an additional browser(s) open for the site you choose to print from and see if that coupon can be printed from the rewards site first.  
2) We can usually print two of each coupon per site, and many of us have access to more than one computer so we can probably print two coupons from each of the sites above- earning us 20 points per site!  
3) Pair up with a friend if possible.  Perhaps you have a friend who uses diaper coupons and you don't.  Print those coupons for your friend, and earn more points on coupons you do not even use!  Make sure to return the favor if  you friend has coupons that they won't use.  Not only are you getting money off your grocery purchase, you are earning additional points!
4) At MyPoints you can translate those points into gift cards at stores you'll be redeeming coupons at, such as CVS, Target, RiteAid, & Walmart.  As you can see, once you get started, you can keep rolling those rewards over and over and before you know it you are really maximizing those rewards.  It takes 1600 points to get a $10 CVS gift card!    At Swagbucks the best deal to redeem is 450 Swagbucks for an gift card.  If you use a lot of daily deal sites (more on this below)  to purchase gifts or other items, you can redeem 700 swagbucks for a $5 PayPal credit.  It is very important to look at the rewards you can earn and have a goal.

Daily Deal Sites
I just posted here on how to double your budget with daily deal sites and I even realized a few more things since I posted that an hour ago!  I am going to try and not recap that post here.  I will stress again the importance of budgeting the daily deals and not going crazy on them.   Your goal is to save more- not save more by spending more!  Groupon deals can be purchased through Ebates for 3% cash back and maybe more on special days, and your local deals from Groupon can also be purchased on your Daily Deals page from Swagbucks.  Right now my local deals are worth 315 Swagbucks!  That is over halfway to a $5 Amazon credit!   

Some daily deal sites cannot be purchased through a reward program, but the product you purchase with those deals are often for online purchases so check your Ebates, ShopAtHome, and other similar sites to see if you can earn cash back there as well.  If you happen to have a credit or debit card with rewards you can use it to make your purchases through Ebates, Groupon, Swagbucks, etc to earn even more rewards! 

Many of the daily deals have restrictions such as expiration dates, in store or online only, or shipping may or may not be included in the deal.  It may be easy to get overwhelmed with this so organization is key, and remember you will not be buying daily deals everyday (I hope).  I would use a simple Excel spreadsheet to keep track :

Store Total Credit Expiration Date Shipping Incl.? Online/Local
Artisanal Prem Cheese 50 4/21/2011 Y Phone Only   

If you have difficulty keeping track of expiration dates you can write it on a calendar, set up an email reminder or use your reminder system on your cell phone if possible. 

It can be difficult to remember to check this site and that site and spreadsheets etc. so when I start out I keep a sticky note reminding me to print coupons from this page, or check Swagbucks for this Groupon until it becomes part of my everyday habits.  Also, start with one, if it is more important to get save with coupons and earn points start there, after you have mastered that, start incorporating maximizing the daily deals.  I might also suggest subscribing to a blog which posts these deals, such as Daily Deal Mojo, Groupon Girl, or another favorite of yours, so you can get these deals delivered to you, instead of spending time searching.  These bloggers are spending time gathering these deals and that helps you maximize your earnings by saving you time! 

If you have any tips to add, please leave a comment! 


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